https://www.ayandehpajoohi.ir/ Futurology en daily 1 Fri, 20 Feb 2026 00:00:00 +0330 Fri, 20 Feb 2026 00:00:00 +0330 https://www.ayandehpajoohi.ir/article_739020.html In recent years, the frequency and complexity of cyber attacks targeting critical infrastructures have significantly increased, with the banking sector being among the most vulnerable targets. Cyber attacks not only threaten the operational continuity of banks but also undermine public trust, which is a fundamental pillar of economic stability and financial governance. This paper provides a detailed analysis of recent cyber incidents affecting Iranian banks, with a particular focus on the cyber attack against Bank Sepah—an event that exposed major weaknesses in cyber security preparedness and response mechanisms. The study explores various dimensions of the attacks, including technical methodologies such as Distributed Denial of Service (DDoS), malware deployment, and social engineering. Moreover, it investigates the attackers’ strategic objectives, the psychological and financial impact of the attacks on society, and the broader implications for national security. By integrating technical, organizational, and financial perspectives, the paper proposes a multi-layered framework to enhance cyber resilience and risk management within Iran’s banking system. The findings underscore the urgent need for coordinated efforts among banks, government agencies, and cyber security experts. Ultimately, the study contributes to the development of effective policies and defense mechanisms to mitigate the risks of emerging cyber threats and ensure the stability and trustworthiness of the financial sector. https://www.ayandehpajoohi.ir/article_733602.html Objective: The present study comparatively analyzes the psychological impacts of virtual networks on social and family processes across different population density scales. In the era of technological governance, while postmodern media has democratized access to information, it has simultaneously challenged the traditional frameworks of upbringing and education. Methodology: This survey research, grounded in the theoretical perspectives of Inglehart and Allport, examined individuals aged over 15 residing in Tehran metropolis and its surrounding rural areas.The main independent variable was the level of interaction with virtual space, while dependent variables measured the functioning of the family value system and religious beliefs. Findings:‌Statistical analyses revealed significant differences in the psychological and value-related effects of digital environments between urban (densely populated) and rural (sparsely populated) contexts. These differences were mainly attributed to the diversity of accessible information sources via modern communication tools.Notably, larger families demonstrated higher engagement with virtual networks. Moreover, an inverse and significant relationship was observed between the intensity of virtual space use and the coherence of the family value system. Originality: These findings highlight the critical need for developing technological literacy programs aimed at maintaining equilibrium between the digital ecology and the structure of mind, ensuring that sociocultural values remain resilient amid rapid digital transformation. https://www.ayandehpajoohi.ir/article_729943.html Fintech and Defense Insurtech are growing well in the world, especially in developed countries, and several measures have been taken to understand, develop, and address its challenges. This article, which was written using a library research method, addresses innovations in the field of Insurtech and its regulation and explains the need to boldly use innovations and technologies available in Insurtech because this synergy between the insurance industry and emerging technologies provides opportunities that benefit both customers and policyholders, as well as Armed forces insurers and regulators in this field.In order to achieve positive developments in the Iranian insurance industry, this article, while referring to some global experiences, examines the Iranian ecosystem in the field of insurtech, especially from a regulatory perspective. Emphasizing that rapid developments are occurring and we are witnessing exponential growth of fintech applications, it shows the importance of updating the regulation in this field. By describing examples of global practices in this field, it provides suggestions for addressing existing challenges so that by incorporating new technological tools such as big data, artificial intelligence, blockchain, augmented reality, etc. in insurtech and its regulatory system, while enhancing customer experience and providing quality services, it also improves compliance with laws and reducing losses caused by moral hazards. https://www.ayandehpajoohi.ir/article_739021.html This research has investigated the role of organizational culture in improving the safety of military units using the descriptive-analytical method. Organizational documents such as policies, guidelines, incident reports, inspection records and related scientific articles have been analyzed with a systematic approach. The findings show that a strong organizational culture, consisting of the firm commitment of senior management, active participation of employees, transparent and two-way communication, continuous learning from past incidents, and a fair reward and punishment system, has a direct and significant effect on improving safety indicators. The importance of safety values ​​in the goals of the organization, the allocation of sufficient resources, continuous training and creating an open space for expressing concerns are key factors in promoting the safety culture in units. Based on these results, practical solutions including the development of comprehensive training programs, the creation of safety committees with representatives of all levels, the review and modification of policies, efficient mechanisms for reporting and root analysis of incidents, and strengthening the role of leadership in promoting and modeling safe behaviors are presented. This research provides an analytical and comprehensive perspective that can help military managers and commanders to effectively reduce the number of incidents and accidents by continuously improving the safety culture. https://www.ayandehpajoohi.ir/article_729942.html Digital transformation has transformed the traditional boundaries of business in recent years, and artificial intelligence (AI), as one of the main pillars of this transformation, plays a key role in redesigning organizational processes and decision-making. The aim of this article is to comprehensively examine the impacts, opportunities, and challenges of applying AI in the business environment. First, the concept of artificial intelligence and its place in the digital ecosystem are explained, and then its applications in optimizing operations, market forecasting, personalizing services, and enhancing customer experience are analyzed. Evidence from case studies shows that AI can increase productivity and create added value. However, challenges such as unemployment caused by automation, ethical issues, privacy violations, and dependence on intelligent systems are also considered. These challenges are examined from technical, social, and managerial perspectives. Finally, the article emphasizes the need to develop responsible frameworks, empower human resources, and design regulatory policies for the intelligent and ethical exploitation of AI so that this technology becomes a sustainable competitive advantage in organizations. https://www.ayandehpajoohi.ir/article_729940.html Defense-security governance is a subject that refers to the way power is implemented in the country's defense-security institutions and its management, which is of course based on policies, mechanisms and processes that are implemented with the aim of repelling threats, protecting the country and ensuring security. . One of the indicators and frameworks of defense-security governance is the values ​​and norms governing the society. Success in defense-security governance requires knowledge of the state of society's values ​​and its application. Political values ​​are among these values ​​that neglecting them will make governance face serious obstacles and challenges. Therefore, in this research, an attempt is made to answer the question that; What features will the application of political values ​​in the defense-security governance of J.A. Iran lead to?To answer this question, data was collected using documentary and field method (interview) and analyzed qualitatively through open and axial coding. The statistical population includes 22 professors and experts in the field of research who were selected using the chain sampling method.The findings indicate that legitimization and acceptability, religious democracy, orientation to goals and policies, relying on divine power, facilitating the implementation of policies, creating a defense-security structure for the people. The basis is to facilitate political socialization and stability of the government, strengthening hope in the forces, negation of dominance and domineering, attractiveness for the country and repelling threats among the features of political values ​​in defense-security governance, which is the exercise of power and It facilitates the better implementation of policies and helps to achieve the goals of defense-security governance. https://www.ayandehpajoohi.ir/article_729941.html Purpose: The political construction of the future image is associated with the modeling of the semantic world. The demand for the image of the future has its permanent foundations in the cultural-semiotic, constructive-creative and projection capacity of man. This study discusses unknown knowledge formation processes. Method: Semiotic analysis and epistemological explanation methods have been used in the research.Findings: The authors suggest that the image of the future (its cognitive model) is one of the possible options that appears in another form (for example, as an element of a model) in real reality, the subject of knowledge. In addition, this research provides an analysis of different epistemological approaches to the problem of the formation of unknown knowledge patterns in the semiotic context of a socio-cultural phenomenon.Conclusion: In this article, the research focuses on the process (and its possible contexts), creating/forming new knowledge in the field of dynamic object transformation (Charles Peirce). The current hypothesis of this research is that new knowledge, along with the process of its formation, is not only largely predetermined by previous knowledge and existing cognitive patterns, but in the framework of the "open world" thesis (Ilya Prigogine), it can be assumed that this kind of basic rules and also the possibility of new interpretations of previous knowledge (from a long time ago) are unlimited. The aim of this research is to identify elements (percipinda - an element to be understood) that can be used in models that describe the future and our current ideas/models of the future picture, taking into account the inaccuracies/errors etc. that have occurred over time. Revealed, generalizes (problem of falsifying science).